The Mortgage Prison: Why Your Home Equity is Rotting While Inflation Soars

Franked Stacker

Published on: 11/03/2026

You worked the 9-to-5, saved the deposit, battled the auction crowds, and secured your piece of the Australian dream. You look at your banking app and see it: $400,000, $600,000, maybe even $1M in home equity. On paper, you’re wealthy.